My name is Stephen Thaggard, Sales Manager and Loan Officer for Embrace Home Loans in Viera, Florida.  As a Florida mortgage industry expert, with over 21 years of experience, I am passionate about finding the right mortgage solution for your needs. As an employee of Embrace Home Loans, Inc. NMLS #2184,,  I am licensed, highly trained and educated in the field of Florida residential home mortgage loans.

Here are a few types of mortgages we offer for qualified buyers:

  • Conventional – Fannie Mae and Freddie Mac
  • VA and FHA loans
  • Jumbo Loans
  • First-Time Home Buyer Programs

My focus of assisting new home Builders, Florida Realtors, and their first-time buyers, as well as seasoned home buyers, is not limited to just Brevard County, but the entire state of Florida.  Additional programs include FHA Rehab loans, Fannie Mae Homestyle Rehab loans, Freddie Mac Home Possible, and USDA loans.

Credit, stable income and savings play a large part in your overall mortgage financial success here in Florida.  Whether purchasing an existing home or building a new dream home, Florida home ownership can be an exceptional experience with the right Loan Officer on your side.

My target is to share my knowledge and experience, ensuring you are able to sail through the approval process faster, and meet or exceed your close date. Remember to speak with a knowledgeable  Florida Mortgage Professional before beginning your first or next Florida home purchase or jumping into refinancing your current interest rate and/or remaining term.

When you have doubts or questions about a FL mortgage, “get my perspective!”