Florida homeowners have waited long enough for refinance relief.  Under the newly revised HARP 2.0, many FL homeowners will finally be able to take advantage of today’s lower interest rates.  And after mid March, qualifying may include no appraisal requirement, which will alleviate equity issues.  There are other ways to refinance today without an appraisal.  Are you eligible for the following?

A new FL VA Home Loan

If your current mortgage is a FL VA Home Loan, you may qualify and refinance to reduce your mortgage payment with a new VA Interest Rate Reduction Refinance Loan, IRRRL; without requiring an appraisal.

  • Enjoy today’ slower VA fixed rate and save more monthly!
  • Save thousands in long term interest!  Reduce your term and refinance to a new 25, 20, or 15 year fixed rate.
  • Bring no money to closing or upfront!  All closing costs and escrows can be rolled into new loan.

A new FHA Mortgage

  • If your current mortgage is a FL FHA loan, you may qualify and refinance at a lower interest rate with no appraisal requirement with an FHA Streamline Refinance.
  • Lower your monthly payment with a lower interest rate
  • Save thousands in long term interest!  Reduce your term and refinance to a new 25, 20 or 15 year fixed rate.

If you are considering dropping your monthly payment or reducing your long term interest by refinancing with today’s mortgage programs geared to alleviate any appraisal issues; call me at 407.733.6425 or email anytime to discuss qualifications.

Stephen Thaggard, NMLS 356309,  Sr Loan Officer, licensed in Florida,

Embrace Home Loans, NMLS 2184,  485 N Keller Road, Suite 550, Maitland, FL 32751